An Amateur's Guide on Budgeting & Financial Management

Before I even start I have to say this now-- I am no expert when it comes to budgeting or handling finances. I have to ask my sister for help and guidance most of the time, so I want to dedicate this article to her. Haha! I'm sure most of you will be able to relate to my neverending saving and spending saga. Like me, I know a lot of you struggle when it comes to managing your finances. I've forgotten how many times I tried creating a budget and then failing to strictly and religiously adhere to it because gawd--so many nice and shiny things on sale online and offline! Amirite?! There are also emergency expenses that keeps on messing with my monthly allocated funds. I understand your sentiments and I know people's earnings also vary, but the emergency expenses alone could be one of the reasons why I think budgeting and setting aside emergency funds are important! Learn more...

My Top 5 "Things to Do" When I Need to Destress

I've been busy with work the past couple of months and although I am extremely thankful for all the opportunities, there are times I feel so worn-out and anxious. This month especially, I nearly had a breakdown. (insert crying emoji haha) Of course, I try not to wallow in these negativities so I try to do things that would take my mind off things. Sometimes when I'm too into the moment I remind myself why I'm here, that it's up to me to turn things around, and as BTS said, "no season is eternal". Whenever I start panicking, I try to empty my mind for a few minutes (detach myself from the situation), breathe deeply, and think of solutions to my problems. It works! When that doesn't work, here are a few more things I do when I badly need to destress or just whenever I have free time...