Moneymaxxing My Freelancer Income: What 14 Years of Freelancing Has Taught Me About Financial Survival

I’ve been freelancing for almost 14 years now, and if there’s one thing this journey has taught me, it’s this: no matter how stable things seem today, things can change overnight.

These days, I work remotely for foreign clients, handling social media management, SEO blog writing, influencer management, plus personal content creation on the side. At the moment, things look steady. Client payouts arrive on schedule, projects are ongoing, and my workload is consistent.

But experience has taught me not to get too comfortable. Because in freelancing, clients or projects come and go. One day, you can have three clients. The next day, you can have zero.

And that’s not an exaggeration, it’s reality. It has happened to me quite a number of times!  Read on to know more...

Investing for Beginners: Metrobank Makes Growing Your Money Simple and Secure

My goal for 2026 is to dive deeper into investing as part of my retirement plan. I want to be able to earn passive income as I get ready for the future. If you're just like me or just starting out, you’ve probably heard the advice to "invest your money," but the how-to part is either left to the unknown or felt complicated. There is also this belief, back in the day, that you need a huge amount of money to start your first investment.

The good news is that banks like Metrobank are making investing, especially for first-time investors, easier, more accessible, and, most importantly, more secure! 

The Bank recently introduced Unit Investment Trust Fund (UITF) Online, a feature in Metrobank Online–its internet banking platform– that enables clients to manage their accounts, make transactions, and explore investment options such as UITFs through a web browser on their computer or mobile device.

Metrobank UITF Online makes the intimidating process of investing simple and confidence-building, right at your fingertips. Read on to know more!

Spark joy in every goal, turn your savings into rewards with Metrobank

What truly sparks joy for you? Maybe it’s that long-overdue beach vacation, the sense of financial wellness you’ve been working toward, or simply knowing your savings are growing for something that matters most — your peace of mind.

Whatever brings you happiness, big or small, Metrobank wants to spark even more joy along the way. That is why it recently introduced the Spark Joy Promo to get you one step closer to your dreams by rewarding your everyday saving habits! 

Because if you think about it, saving isn’t just about numbers on your bank account— it’s about the life moments you’re working toward. Now, Metrobank is giving you an extra reason to feel good about it with a guaranteed eGift of up to PHP10,000 just for growing your money with the Spark Joy Promo. Read on to know more!

An Amateur's Guide on Budgeting & Financial Management

Before I even start I have to say this now-- I am no expert when it comes to budgeting or handling finances. I have to ask my sister for help and guidance most of the time, so I want to dedicate this article to her. Haha! I'm sure most of you will be able to relate to my neverending saving and spending saga. Like me, I know a lot of you struggle when it comes to managing your finances. I've forgotten how many times I tried creating a budget and then failing to strictly and religiously adhere to it because gawd--so many nice and shiny things on sale online and offline! Amirite?! There are also emergency expenses that keeps on messing with my monthly allocated funds. I understand your sentiments and I know people's earnings also vary, but the emergency expenses alone could be one of the reasons why I think budgeting and setting aside emergency funds are important! Learn more...