This year, right in the middle of all the holiday rush, I was reminded how unpredictable things can be, especially at home. Had to buy, fix, and repair a lot of things, like a broken fan & air conditioner, wallpaper, pest control, leaks, and the list goes on. The kind you can’t really postpone because, well, it’s your house and your family’s comfort is at stake.
Moments like these make you realize how important it is to have financial options you can rely on. And honestly, I’m just glad there’s something like Maya Easy Credit and Maya Personal Loan that I can turn to without stress, long lines, or complicated paperwork. Read on to know more!
Managing Unexpected Expenses During the Holidays
Home repairs don’t exactly wait for January. When something needs fixing, it needs attention now. Add that to the usual holiday expenses, and suddenly budgeting feels like a juggling act.
What I appreciate is knowing that I don’t have to panic or scramble. With Maya’s lending options, there’s comfort in knowing that help is available instantly, especially during a season when time and energy are already stretched thin.


Here’s why it stands out:
• Up to ₱30,000 revolving credit line: Perfect for sudden expenses like repairs, groceries, utility bills, or other urgent needs.
• Instant access, no long waiting periods: No need to wait weeks for approval or deal with endless paperwork.
• Flexible repayment: You can repay and borrow again whenever you need, making it ideal for short-term, unexpected costs.
Just knowing that this option exists gives peace of mind, especially during the holidays, when expenses can pop up out of nowhere.


For Bigger Home Upgrades: Maya Personal Loan
Sometimes, repairs can pile up and can even turn into full-blown upgrades. That’s where Maya Personal Loan comes in:
• Borrow up to ₱250,000
• Payable in up to 24 months
• Ideal for major home improvements, big purchases, business investments, or even future plans like travel
It’s reassuring to know there’s a solution for bigger life moves that is still fully digital, still fast, and still stress-free.
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| Sample computation using my account |
Instant Borrowing, Instant Spending, All Inside the Maya App
What makes everything even easier is that Maya is an all-in-one digital bank app. Once approved, the loan amount is instantly transferred to your Maya Wallet, so you can use it right away.
You can:
• Pay using your Maya Card
• Scan to pay at thousands of merchants
• Settle bills directly in-app
• Transfer money instantly to anyone
No extra steps, no delay, just flexibility to handle expenses anytime, anywhere.

Who Can Apply?
You may qualify for Maya Easy Credit or Maya Personal Loan if you:
• Are 21 to 65 years old
• Are a Filipino citizen living in the Philippines
• Have an upgraded Maya account
• Actively use Maya for your transactions
*Loan approval, amounts, and monthly add-on rates are subject to credit evaluation.
Celebrating the Holidays With Less Worry
The best part about the holidays isn’t the decorations or the gifts--it’s being present. Knowing that there’s a reliable financial option like Maya Easy Credit or Maya Personal Loan helps remove a layer of stress when unexpected gastos come up.
Whether it’s for sudden home repairs, year-end upgrades, Christmas shopping, noche buena, family reunions, or even holiday travel, Maya makes borrowing fast, simple, and accessible.
No barriers.
No long waits.
Just instant approval, instant disbursement, and the freedom to spend flexibly within the Maya ecosystem.
This holiday season, it’s comforting to know that if life happens (as it often does), Maya has your back, so you can focus on celebrating the moments that truly matter. 💚✨
This holiday season, it’s comforting to know that if life happens (as it often does), Maya has your back, so you can focus on celebrating the moments that truly matter. 💚✨
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